Welcome To
The Anjouan Offshore Financial Authority.
The Anjouan Offshore Financial Authority (AOFA) proudly serves as the primary regulatory authority for the Financial Sector in Anjouan, Comoros.

About
Anjouan
Anjouan, one of the three Autonomous Islands of the Union of the Comoros, is a sovereign island nation located in the Indian Ocean. Known for its favorable regulatory framework and attractive tax regime, Anjouan has become a preferred jurisdiction for businesses seeking to establish an offshore presence. Whether you are an entrepreneur, investor, or company looking for strategic advantages, Anjouan offers a range of opportunities to thrive in today’s competitive global marketplace.
Strategically situated at the northern end of the Mozambique Channel, Anjouan benefits from its prime location within the Indian Ocean. As part of the Union of the Comoros—an independent country comprised of three islands in southeastern Africa—Anjouan enjoys the stability of a growing economy and a secure political environment. The capital city of the Comoros, Moroni, serves as a gateway to the region, providing access to both local and international markets.
The Anjouan Offshore Financial Authority
The Anjouan Offshore Financial Authority (AOFA) is the central regulatory body responsible for overseeing and supervising the financial sector in Anjouan, one of the Autonomous Islands of the Union of the Comoros. Established in line with the principles outlined in the Comoros Constitution, the AOFA was created to promote the integrity, transparency, and stability of the financial system, ensuring that it aligns with international best practices and regulatory standards.
Mandate and Functions
Licensing and Supervision
The AOFA is responsible for the licensing of financial institutions and ensuring they meet strict regulatory standards. This includes evaluating applications for offshore banks, insurance companies, and other financial entities, ensuring that they comply with Anjouan’s financial regulations and the broader legal framework of the Comoros.
Regulatory Framework Enforcement
Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF):
Consumer Protection:
Promoting Sustainable Economic Growth:
Global Integration and Compliance
The Anjouan Offshore Financial Authority aligns its regulations with international standards, ensuring compliance with key global frameworks such as those established by the Financial Action Task Force (FATF) and other financial regulatory bodies. This adherence to international norms not only reinforces the credibility and legitimacy of the jurisdiction but also positions Anjouan as a reliable and secure destination for offshore business activities.
The Anjouan Offshore Financial Authority is a critical institution that supports the sustainable growth and global competitiveness of Anjouan’s financial services sector. Through its comprehensive regulatory oversight, commitment to financial integrity, and adherence to international standards, the AOFA plays an essential role in ensuring that Anjouan remains a stable, transparent, and attractive jurisdiction for businesses and investors in the global financial landscape.
The Anjouan Offshore Financial Authority
The Anjouan Offshore Financial Authority (AOFA) is the central regulatory body responsible for overseeing and supervising the financial sector in Anjouan, one of the Autonomous Islands of the Union of the Comoros. Established in line with the principles outlined in the Comoros Constitution, the AOFA was created to promote the integrity, transparency, and stability of the financial system, ensuring that it aligns with international best practices and regulatory standards.
Mandate and Functions
Licensing and Supervision
The AOFA is responsible for the licensing of financial institutions and ensuring they meet strict regulatory standards. This includes evaluating applications for offshore banks, insurance companies, and other financial entities, ensuring that they comply with Anjouan’s financial regulations and the broader legal framework of the Comoros.
Regulatory Framework Enforcement
Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF):
Consumer Protection:
Promoting Sustainable Economic Growth:
Global Integration and Compliance
The Anjouan Offshore Financial Authority aligns its regulations with international standards, ensuring compliance with key global frameworks such as those established by the Financial Action Task Force (FATF) and other financial regulatory bodies. This adherence to international norms not only reinforces the credibility and legitimacy of the jurisdiction but also positions Anjouan as a reliable and secure destination for offshore business activities.
The Anjouan Offshore Financial Authority is a critical institution that supports the sustainable growth and global competitiveness of Anjouan’s financial services sector. Through its comprehensive regulatory oversight, commitment to financial integrity, and adherence to international standards, the AOFA plays an essential role in ensuring that Anjouan remains a stable, transparent, and attractive jurisdiction for businesses and investors in the global financial landscape.
Anjouan Offshore Financial Authority (AOFA) Licenses
The Anjouan Offshore Financial Authority (AOFA) offers a variety of licenses to financial institutions and service providers seeking to operate within Anjouan’s offshore financial sector. These licenses are designed to ensure that entities meet the regulatory requirements and standards necessary to maintain the integrity, transparency, and stability of the jurisdiction. Each license is tailored to specific types of financial services, allowing businesses to leverage Anjouan’s favorable regulatory environment for their operations. Below is a brief overview of the key licenses offered by the AOFA:
The Banking License allows financial institutions to offer a range of banking services, including deposit-taking, lending, foreign exchange, and other related financial services. This license is available to entities that meet the strict capital and operational requirements set by the AOFA. Offshore banks operating under this license benefit from Anjouan’s favorable tax regime and regulatory framework, enabling them to serve international clients while maintaining a high standard of financial governance.
The Forex License authorizes companies to operate as foreign exchange brokers, providing currency trading services to individuals and institutions. Licensed entities must adhere to strict operational and risk management standards to ensure transparency and protect clients from fraudulent activities in the highly volatile forex market.
This license is intended for companies dealing with digital assets, including cryptocurrency exchanges, block chain-based platforms, and other virtual asset service providers. The AOFA regulates these entities to ensure compliance with international standards for combating money laundering and protecting against fraud
The Insurance License authorizes companies to provide insurance and reinsurance services, including underwriting, claims management, and policy issuance. This license is intended for both life and non-life insurance businesses. The AOFA ensures that licensed insurers adhere to sound risk management practices and maintain sufficient capital reserves to safeguard policyholders’ interests.
The license permits the offer of diverse financial services, including deposit products, loans, currency exchanges, and asset management (bonds, shares, precious metals). It also includes current and fixed-term deposits, multi-currency accounts, guarantees, investment consultancy, and acting as an intermediary in securities trading for both corporate and individual clients.
The Company Registration License enables entities to incorporate and operate as offshore companies within Anjouan. This license is essential for businesses looking to establish a corporate presence in the jurisdiction, and it offers flexibility in terms of ownership, tax benefits, and compliance with local corporate regulations.